HomeVantage Current Account

This bank account is specially designed to meet your banking needs in the UK and India

• Enjoy instant money transfers to any ICICI bank account in India
• Preferential exchange rates and a debit card which can be used in India
• Free Chip and PIN debit card for purchases worldwide
• Administration charges apply if the monthly average balance of all your accounts with us is less than £500.

Product Details

Preferential exchange rates and a debit card which can be used in India

 

Enjoy preferential exchange rates and a debit card which can be used in India with your HomeVantage Current Account. You will get confirmed exchange rates whenever you transfer money to India, so you’ll know the precise amount that will be transferred to your beneficiary in India. This doesn’t apply to money transfers made by cheque.

 

You can transfer money to India using any of the following four options:

 

Insta Online to ICICI Bank in India

 

Transfer money instantly through Insta Online banking to any ICICI Bank account in India. You can save your beneficiary’s details to make transferring money even faster.

 

Chip and PIN VISA debit card

 

There will not be any transaction charges for any purchases that you make anywhere in the world using your Home Vantage Chip and PIN VISA debit card. Currency conversion fees apply. Please see table below for details .

 

Debit card charges from January 15, 2017:

 

 

Online and phone banking

 

The HomeVantage Current Account gives you complete control over your money – 24 hours a day. You can log on to online banking via website or mobile app or call us on 0344 412 4444 (Calls to this number use free plan minutes if available, otherwise they cost the same as 01/02 prefix calls). You can download statements and manage payees through online banking. For more information on managing payees please see our FAQs.

 

Minimum Balance Requirement and Charges

 

You can open a HomeVantage Current Account with as little as £1. If the total monthly average balance of all your accounts with us, such as HomeVantage Current Account, SuperSaver Savings Account, SuperSaver Bond, Fixed Deposit or HiSAVE Accounts, falls below £500; administration charges will apply. For more information please see our FAQs.

 

Transferring money to other Indian banks

 

You can also send money transfers through online banking to any bank in India which is part of the electronic clearing system of the Reserve Bank of India (RBI).

 

Transfer money via phone

 

Transfer money to India by calling us on 0344 412 4444 (Calls to this number use free plan minutes if available, otherwise they cost the same as 01/02 prefix calls).

 

Money transfers through branch

 

Walk into any of our branches to make a money transfer to India.

 

Free cheque book

 

You can request a cheque book after the account is opened.

 

Online statements

 

Each month we’ll send you an online statement for your HomeVantage Current Account in a secure format. You can also request printed monthly statements at no extra charge.

 

Joint accounts

 

You can open an individual account or a joint account, or both. For more about joint accounts please see our FAQs.

 

Switch your account today

 

If you already have a current account with another bank, you can switch to a HomeVantage Current Account quickly and easily. Simply call us on 0344 412 4444 (Calls to this number use free plan minutes if available, otherwise they cost the same as 01/02 prefix calls). or visit one of our branches. We’ll sort everything out for you.

 

Find out more

 

You can find out more in our HomeVantage Current Account FAQs.

 

You can also read our Terms and Conditions.

 

View your UK and NR Account information together

 

You can now view the details of your NR Accounts held with ICICI Bank Ltd., India via your ICICI Bank UK PLC logged in section. This will make tracking your finances between the UK and India more convenient. Click here to know more.

Product summary

 

Key Product Features

 

 

Key Facts

 

1. Who regulates us?

   ICICI Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Registration Number: 223268). ICICI Bank UK PLC (Company number 04663024) has its registered office at One Thomas More Square, London E1W 1YN.

 

 

2. What to do if you have a complaint?

   If you wish to register a complaint, please contact us promptly at:

   ICICI Bank UK PLC,

   Customer Relations,

   2nd Floor,

   One Thomas More Square,

   London E1W 1YN

    

   Or

    

   Call our Customer Service Centre at 0344 412 4444 (Calls to this number use free plan minutes if available, otherwise they cost the same as 01/02 prefix calls).

    

   Or

    

   Email us at ukcustomerrelations@icicibank.com

   We will then arrange for a member of the complaints team to investigate and respond to you accordingly.

 

 

3. Are we covered by the Financial Services Compensation Scheme (FSCS)?

   FSCS Coverage information 2015 click here

   We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Registration Number: 223268).

   ICICI Bank UK PLC is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations.

    

   For further information about the compensation provided by the FSCS (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website, www.fscs.org.uk r call the FSCS on 0800 678 1100 or 020 7741 4100. Please note only compensation related queries should be directed to the FSCS.

 

Charges

Announcement:

Our Money Transfer to India and Debit Card international usage charges are changing with effect from January 15, 2017 – Click here to see the changes