Basel Disclosures

USD Thousands Except Ratios as at December 31, 2024

Tier - 1 capital 319,073
Tier - 2 capital 50,000
Total capital funds of the Bank 369,073
Tier-1 capital adequacy ratio 19.54%
Total capital adequacy ratio 22.61%

USD Thousands Except Ratios as at September 30, 2024.

Tier - 1 capital 318,787
Tier - 2 capital 50,000
Total capital funds of the Bank 368,787
Tier-1 capital adequacy ratio 19.31%
Total capital adequacy ratio 22.34%

USD Thousands Except Ratios as at June 30, 2024

Tier - 1 capital 314,110
Tier - 2 capital 50,000
Total capital funds of the Bank 364,110
Tier-1 capital adequacy ratio 20.02%
Total capital adequacy ratio 23.20%

USD Thousands Except Ratios as at March 31, 2024

Tier - 1 capital 311,347
Tier - 2 capital 50,000
Total capital funds of the Bank 361,347
Tier-1 capital adequacy ratio 20.14%
Total capital adequacy ratio 23.37%

USD Thousands Except Ratios as at December 31, 2023

Tier - 1 capital 301,954
Tier - 2 capital 3,260
Total capital funds of the Bank 305,214
Tier-1 capital adequacy ratio 19.92%
Total capital adequacy ratio 20.13%

USD Thousands Except Ratios as at September 30, 2023

Tier - 1 capital 297,305
Tier - 2 capital 2,665
Total capital funds of the Bank 299,970
Tier-1 capital adequacy ratio 20.71%
Total capital adequacy ratio 20.90%

USD Thousands Except Ratios as at June 30, 2023

Tier - 1 capital 296,932
Tier - 2 capital 76,823
Total capital funds of the Bank 373,755
Tier-1 capital adequacy ratio 20.65%
Total capital adequacy ratio 26.00%

USD Thousands Except Ratios as at March 31, 2023

Tier - 1 capital 295,365
Tier - 2 capital 76,539
Total capital funds of the Bank 371,904
Tier-1 capital adequacy ratio 21.54%
Total capital adequacy ratio 27.12%

USD Thousands Except Ratios as at December 31, 2022

Tier - 1 capital 292,355
Tier - 2 capital 76,312
Total capital funds of the Bank 368,667
Tier-1 capital adequacy ratio 20.10%
Total capital adequacy ratio 25.35%

USD Thousands Except Ratios as at September 30, 2022

Tier - 1 capital 289,327
Tier - 2 capital 71,362
Total capital funds of the Bank 360,689
Tier-1 capital adequacy ratio 20.21%
Total capital adequacy ratio 25.19%

USD Thousands Except Ratios as at June 30, 2022

Tier - 1 capital 291,105
Tier - 2 capital 76,285
Total capital funds of the Bank 367,390
Tier-1 capital adequacy ratio 19.71%
Total capital adequacy ratio 24.87%

USD Thousands Except Ratios as at March 31, 2022

Tier - 1 capital 293,006
Tier - 2 capital 85,042
Total capital funds of the Bank 378,048
Tier-1 capital adequacy ratio 17.79%
Total capital adequacy ratio 22.96%

USD Thousands Except Ratios as at December 31, 2021

Tier - 1 capital 302,544
Tier - 2 capital 86,481
Total capital funds of the Bank 389,025
Tier-1 capital adequacy ratio 17.02%
Total capital adequacy ratio 21.89%

USD Thousands Except Ratios as at September 30, 2021

Tier - 1 capital 299,551
Tier - 2 capital 84,697
Total capital funds of the Bank 384,248
Tier-1 capital adequacy ratio 16.95%
Total capital adequacy ratio 21.75%

USD Thousands Except Ratios as at June 30, 2021

Tier - 1 capital 499,082
Tier - 2 capital 92,653
Total capital funds of the Bank 591,735
Tier-1 capital adequacy ratio 25.43%
Total capital adequacy ratio 30.15%

USD Thousands Except Ratios as at March 31, 2021

Tier - 1 capital 493,908
Tier - 2 capital 92,778
Total capital funds of the Bank 586,686
Tier-1 capital adequacy ratio 23.80%
Total capital adequacy ratio 28.27%

USD Thousands Except Ratios as at December 31, 2020

Tier - 1 capital 489,678
Tier - 2 capital 89,597
Total capital funds of the Bank 579,275
Tier-1 capital adequacy ratio 19.24%
Total capital adequacy ratio 22.76%

USD Thousands Except Ratios as at September 30,2020

Tier - 1 capital 476,049
Tier - 2 capital 95,272
Total capital funds of the Bank 571,321
Tier-1 capital adequacy ratio 16.54%
Total capital adequacy ratio 19.85%

USD Thousands Except Ratios as at June 30,2020

Tier - 1 capital 466,333
Tier - 2 capital 100,739
Total capital funds of the Bank 567,072
Tier-1 capital adequacy ratio 15.99%
Total capital adequacy ratio 19.45%

USD Thousands Except Ratios as at March 31, 2020

Tier - 1 capital 440,871
Tier - 2 capital 106,334
Total capital funds of the Bank 547,205
Tier-1 capital adequacy ratio 14.99%
Total capital adequacy ratio 18.60%

USD Thousands Except Ratios as at December 31, 2019

Tier - 1 capital 474,011
Tier - 2 capital 111,985
Total capital funds of the Bank 585,996
Tier-1 capital adequacy ratio 14.35%
Total capital adequacy ratio 17.75%

USD Thousands Except Ratios as of 30th September 2019

Tier - 1 capital 464,881
Tier - 2 capital 117,489
Total capital funds of the Bank 582,370
Tier-1 capital adequacy ratio 14.27%
Total capital adequacy ratio 17.88%

USD Thousands Except Ratios as of 30th June 2019

Tier - 1 capital 453,105
Tier - 2 capital 125,151
Total capital funds of the Bank 578,256
Tier-1 capital adequacy ratio 13.91%
Total capital adequacy ratio 17.75%

USD Thousands Except Ratios as of 31st March 2019

Tier - 1 capital 442,753
Tier - 2 capital 133,737
Total capital funds of the Bank 576,490
Tier-1 capital adequacy ratio 12.93%
Total capital adequacy ratio 16.84%

USD Thousands Except Ratios as of 31st December 2018

Tier - 1 capital 459,318
Tier - 2 capital 138,390
Total capital funds of the Bank 597,708
Tier-1 capital adequacy ratio 13.14%
Total capital adequacy ratio 17.10%

USD Thousands Except Ratios as of 30th September 2018

Tier - 1 capital 471,807
Tier - 2 capital 147,488
Total capital funds of the Bank 619,295
Tier-1 capital adequacy ratio 13.40%
Total capital adequacy ratio 17.60%

USD Thousands Except Ratios as of 30th June 2018

Tier - 1 capital 488,662
Tier - 2 capital 81,857
Total capital funds of the Bank 570,519
Tier-1 capital adequacy ratio 13.98%
Total capital adequacy ratio 16.33%

USD Thousands Except Ratios as of 31st March 2018

Tier - 1 capital 488,863
Tier - 2 capital 89,779
Total capital funds of the Bank 578,642
Tier-1 capital adequacy ratio 13.97%
Total capital adequacy ratio 16.54%

USD Thousands Except Ratios as of 31st December 2017

Tier - 1 capital 531,231
Tier - 2 capital 94,381
Total capital funds of the Bank 625,612
Tier-1 capital adequacy ratio 14.36%
Total capital adequacy ratio 16.91%

USD Thousands Except Ratios as of 30th September 2017

Tier - 1 capital 527,481
Tier - 2 capital 73,807
Total capital funds of the Bank 601,288
Tier-1 capital adequacy ratio 14.21%
Total capital adequacy ratio 16.20%

USD Thousands Except Ratios as of 30th June 2017

Tier - 1 capital 523,140
Tier - 2 capital 78,519
Total capital funds of the Bank 601,659
Tier-1 capital adequacy ratio 15.19%
Total capital adequacy ratio 17.47%

USD Thousands Except Ratios as of 31st March 2017

Tier - 1 capital 521,342
Tier - 2 capital 94,799
Total capital funds of the Bank 616,141
Tier-1 capital adequacy ratio 15.53%
Total capital adequacy ratio 18.36%

USD Thousands Except Ratios as of 31st December 2016

Tier - 1 capital 541,049
Tier - 2 capital 102,241
Total capital funds of the Bank 643,290
Tier-1 capital adequacy ratio 16.64%
Total capital adequacy ratio 19.79%

USD Thousands Except Ratios as of 30th September 2016

Tier - 1 capital 539,979
Tier - 2 capital 134,382
Total capital funds of the Bank 674,361
Tier-1 capital adequacy ratio 14.95%
Total capital adequacy ratio 18.68%

USD Thousands Except Ratios as of 30th June 2016

Tier - 1 capital 535,398
Tier - 2 capital 140,081
Total capital funds of the Bank 675,479
Tier-1 capital adequacy ratio 14.21%
Total capital adequacy ratio 17.93%

USD Thousands Except Ratios as of 31st March 2016

Tier - 1 capital 537,633
Tier - 2 capital 146,683
Total capital funds of the Bank 684,316
Tier-1 capital adequacy ratio 13.13%
Total capital adequacy ratio 16.72%

USD Thousands Except Ratios as of 31st December 2015

Tier - 1 capital 538,003
Tier - 2 capital 153,202
Total capital funds of the Bank 691,205
Tier-1 capital adequacy ratio 12.16%
Total capital adequacy ratio 15.62%

USD Thousands Except Ratios as of 30th September 2015

Tier - 1 capital 534,443
Tier - 2 capital 157,571
Total capital funds of the Bank 692,013
Tier-1 capital adequacy ratio 12.58%
Total capital adequacy ratio 16.28%

USD Thousands Except Ratios as of 30th June 2015

Tier - 1 capital 537,604
Tier - 2 capital 163,103
Total capital funds of the Bank 700,707
Tier-1 capital adequacy ratio 14.21%
Total capital adequacy ratio 18.53%

USD Thousands Except Ratios as of 31st March 2015

Tier - 1 capital 538,820
Tier - 2 capital 168,228
Total capital funds of the Bank 707,048
Tier-1 capital adequacy ratio 14.62%
Total capital adequacy ratio 19.19%

USD Thousands Except Ratios as of 31st December 2014

Tier - 1 capital 640,452
Tier - 2 capital 175,002
Total capital funds of the Bank 815,453
Tier-1 capital adequacy ratio 17.13%
Total capital adequacy ratio 21.81%

USD Thousands Except Ratios as of 30th September 2014

Tier - 1 capital 6,36,471
Tier - 2 capital 1,78,919
Total capital funds of the Bank 8,15,391
Tier-1 capital adequacy ratio 18.05%
Total capital adequacy ratio 23.12%

USD Thousands Except Ratios as of 30th June 2014

Tier - 1 capital 632,432
Tier - 2 capital 184,882
Total capital funds of the Bank 817,314
Tier-1 capital adequacy ratio 18.03%
Total capital adequacy ratio 23.30%

USD Thousands Except Ratios as of 31st March 2014

Tier - 1 capital 623,794
Tier - 2 capital 190,626
Total capital funds of the Bank 814,419
Tier-1 capital adequacy ratio 16.69%
Total capital adequacy ratio 21.79%



USD Thousands Except Ratios as of 31st December 2013

Tier - 1 capital 654,662
Tier - 2 capital 247,924
Total capital funds of the Bank 902,586
Tier-1 capital adequacy ratio 17.69%
Total capital adequacy ratio 24.38%



USD Thousands Except Ratios as of 30th September 2013

Tier - 1 capital 646,148
Tier - 2 capital 249,182
Total capital funds of the Bank 895,330
Tier-1 capital adequacy ratio 18.84%
Total capital adequacy ratio 26.10%



USD Thousands Except Ratios as of 30th June 2013

Tier - 1 capital 640,037
Tier - 2 capital 252,728
Total capital funds of the Bank 892,765
Tier-1 capital adequacy ratio 19.04%
Total capital adequacy ratio 26.55%



USD Thousands Except Ratios as of 31st March 2013

Tier - 1 capital 619,264
Tier - 2 capital 370,527
Total capital funds of the Bank 989,791
Tier-1 capital adequacy ratio 19.26%
Total capital adequacy ratio 30.78%



USD Thousands Except Ratios as of 31st December 2012

Tier - 1 capital 737,582
Tier - 2 capital 371,565
Total capital funds of the Bank 1,109,147
Tier-1 capital adequacy ratio 20.92%
Total capital adequacy ratio 31.45%



USD Thousands Except Ratios as of 30th September 2012

Tier - 1 capital 736,404
Tier - 2 capital 385,851
Total capital funds of the Bank 1,122,255
Tier-1 capital adequacy ratio 22.16%
Total capital adequacy ratio 33.77%



USD Thousands Except Ratios as of 30th June 2012

Tier - 1 capital 732,715
Tier - 2 capital 386,044
Total capital funds of the Bank 1,118,759
Tier-1 capital adequacy ratio 22.31%
Total capital adequacy ratio 34.06%



USD Thousands Except Ratios as of 31st March 2012

Tier - 1 capital 728,008
Tier - 2 capital 386,100
Total capital funds of the Bank 1,114,108
Tier-1 capital adequacy ratio 21.18%
Total capital adequacy ratio 32.42%



USD Thousands Except Ratios as of 31st December 2011

Tier - 1 capital 737,744
Tier - 2 capital 385,111
Total capital funds of the Bank 1,122,855
Tier-1 capital adequacy ratio 19.29%
Total capital adequacy ratio 29.36%



USD Thousands Except Ratios of 30th September 2011

Tier - 1 capital 731,136
Tier - 2 capital 437,711
Total capital funds of the Bank 1,168,847
Tier-1 capital adequacy ratio 18.65%
Total capital adequacy ratio 29.81%



USD Thousands Except Ratios of 30th June 2011

Tier - 1 capital 731,958
Tier - 2 capital 442,702
Total capital funds of the Bank 1,174,659
Tier-1 capital adequacy ratio 15.83%
Total capital adequacy ratio 25.41%



USD Thousands Except Ratios of 31st Mar 2011

Tier - 1 capital 727,334
Tier - 2 capital 461,688
Total capital funds of the Bank 1,189,022
Tier-1 capital adequacy ratio 14.11%
Total capital adequacy ratio 23.07%



USD Thousands Except Ratios of 31st Dec 2010

Tier - 1 capital 705,558
Tier - 2 capital 448,290
Total capital funds of the Bank 1,153,848
Tier-1 capital adequacy ratio 12.96%
Total capital adequacy ratio 21.20%



USD Thousands Except Ratios of 30th September 2010

Tier - 1 capital 703,273
Tier - 2 capital 330,557
Total capital funds of the Bank 1,033,830
Tier-1 capital adequacy ratio 12.41%
Total capital adequacy ratio 18.25%



USD Thousands Except Ratios of 30th June 2010

Tier - 1 capital 697,617
Tier - 2 capital 329,628
Total capital funds of the Bank 1,027,245
Tier-1 capital adequacy ratio 12.46%
Total capital adequacy ratio 18.35%



USD Thousands Except Ratios of 31st March 2010

Tier - 1 capital 687,680
Tier - 2 capital 329,445
Total capital funds of the Bank 1,017,125
Tier-1 capital adequacy ratio 11.70%
Total capital adequacy ratio 17.30%



USD Thousands Except Ratios of 31st December 2009

Tier - 1 capital 673,059
Tier - 2 capital 331,823
Total capital funds of the Bank 1,004,882
Tier-1 capital adequacy ratio 11.38%
Total capital adequacy ratio 16.99%



USD Thousands Except Ratios of 30th September 2009

Tier - 1 capital 663,015
Tier - 2 capital 331,325
Total capital funds of the Bank 994,340
Tier-1 capital adequacy ratio 10.89%
Total capital adequacy ratio 16.33%



USD Thousands Except Ratios of 30th June 2009

Tier - 1 capital 659,462
Tier - 2 capital 337,296
Total capital funds of the Bank 996,758
Tier-1 capital adequacy ratio 10.60%
Total capital adequacy ratio 16.00%



USD Thousands Except Ratios of 31st March 2009

Tier - 1 capital 660,677
Tier - 2 capital 346,124
Total capital funds of the Bank 1,006,802
Tier-1 capital adequacy ratio 12.10%
Total capital adequacy ratio 18.40%


USD Thousands Except Ratios of 31st December 2008
Tier - 1 capital 668,199
Tier - 2 capital 366,542
Total capital funds of the Bank 1,034,741
Tier-1 capital adequacy ratio 12.10%
Total capital adequacy ratio 18.80%


USD Thousands Except Ratios of 30th September 2008
Tier - 1 capital 631,391
Tier - 2 capital 383,083
Total capital funds of the Bank 1,014,474
Tier-1 capital adequacy ratio 11.50%
Total capital adequacy ratio 18.40%


USD Thousands Except Ratios of 30th June 2008
Tier - 1 capital 566,851
Tier - 2 capital 305,240
Total capital funds of the Bank 872,091
Tier-1 capital adequacy ratio 11.30%
Total capital adequacy ratio 17.40%


USD Thousands Except Ratios of 31st March 2008
Tier - 1 capital 566,849
Tier - 2 capital 306,150
Total capital funds of the Bank 872,999
Tier-1 capital adequacy ratio 12.30%
Total capital adequacy ratio 19.00%