Basel Disclosures

Disclosure: Composition of Regulatory Capital as at March 31, 2010

Type of capital USD 000 USD 000
Core Tier one Capital  
  Permanent Share capital 545,095  
  Profit and loss account and other reserves 115,582  
Non-Cumulative Preference Share Capital 50,000  
Total Tier one capital before deductions 710,677
Deductions from Tier one capital 22,997
Total Tier one capital after deductions 687,680
Upper tier two capital
Perpetual Subordinated Debt 85,000
General/Collective Provisions 19,729
Lower tier two capital
Fixed Term subord inated Debt 232,691
Total Tier two capital 337,420
Deductions from Tier two capital    7,975
Total Tier two capital after deductions 329,445
Deductions from Tier one and two capital
Tier one capital plus tier two capital after deductions 1,017,125