ICICI Bank United Kingdom
“Mobile banking app cashback PROMOTION”

Terms and conditions

These Terms and Conditions (the “Terms and Conditions”) are for “Mobile Banking App Cashback Promotion” (the “Promotion”) being promoted by ICICI Bank UK PLC (“ICICI Bank”). Your participation in the Promotion is governed by these Terms and Conditions.

These Terms and Conditions are in addition to, and not in derogation of the Personal Banking Terms and Conditions, Mobile Banking Service Terms and Conditions and HiSAVE Remittance Account Terms and Conditions available on the Website. If there is any inconsistency between the Personal Banking Terms and Conditions, Mobile Banking Service Terms and Conditions, HiSAVE Remittance Account Terms and Conditions these Terms and Conditions, these Terms and Conditions shall prevail.

The words “we”, “us”, “our” and words with similar meaning refer to ICICI Bank. By participating in the Promotion you agree to be bound by these Terms and Conditions, which may be amended, modified or supplemented at any time by ICICI Bank. Any changes in the Terms and Conditions will be posted and updated on the Website.


In these Terms and Conditions, unless otherwise defined, capitalised terms shall have the meaning as assigned to them below:
1. Beneficiary” refers to the person in India to whom the Entrant successfully transfers funds using the Mobile Banking App.
2. Account” means a HomeVantage Current Account or HiSAVE Remittance Account held with us.
3. Entrant” refers to a person who is a resident of the United Kingdom, is above 18 years of age and holds an Account.
4. Mobile Banking App” means the software you download to use our mobile banking services
5. Promotion Period” refers to the period during which the Offer is available.
6. Successful Transaction” refers to a money transfer where the Beneficiary’s bank account has been credited with funds as per instructions given by the Entrant.
7. Offer/ Gift” refers to the GBP 10 cash back.
8. Website” refers to the website of ICICI Bank as made available online at www.icicibank.co.uk.
9. Working Days” refers to, in the United Kingdom, Monday to Friday, except public holidays.

How to enter:

1. To participate in the Promotion, the Entrant must download our Mobile Banking App and make one Successful Transaction, which amounts to £1000 or more, to an account of the Beneficiary maintained with any bank in India during the Promotion Period.

1. To be eligible for this Promotion, an Entrant must:
  A. Hold an Account during the Promotional Period;
  B. Within the Promotion Period, download the Mobile Banking App and conclude one Successful Transaction which amounts to £1000 or more ;
2. The Entrant’s Account should be a live open account at the time of making a transfer.

Additional Terms:
1. The Offer is only available if the first Successful Transaction is for £1000 or more and shall not be available in case subsequent Successful Transactions amount to £1000 or more.
2. The Gift will be made available to successful Entrants by the first week of the following month in which the transaction is successfully completed. For example, if you download the Mobile Banking App and the first Successful Transaction of £1000 or more is in November then the Gift will be credited by the first week of December.
3. This Promotion can be withdrawn at any given time without giving prior notice however Entrants who have qualified during the Promotion Period shall receive the Gift.
4. The Gift is non-transferable, non-exchangeable and is not redeemable for other prizes.
5. For joint account holders, the primary applicant of the account will be considered as an Entrant.
6. Only one Gift will be credited per account. In the case of joint accounts, if both the joint holders download the Mobile Banking App and complete Successful Transactions of £1000 or more, only one Gift will be credited to the joint account.
7. ICICI Bank shall not be liable for any failure to comply with its obligations where the failure is caused by something outside its reasonable control. Such circumstances shall include, but not be limited to, weather conditions, fire, flood, hurricane, strike, industrial dispute, war, hostilities, political unrest, riots, civil commotion, inevitable accidents, supervening legislation or any other such circumstances.
8. ICICI Bank shall not be obliged to make any public announcements on the successful Entrant.
9. The Promotion shall be governed by the laws of England and Wales and all disputes arising under this Promotion shall be subject to the jurisdiction of the competent courts of England and Wales.
10. This Promotion is not available for money transfers to India made through Money2India.com, a service operated by ICICI Bank Limited, India.
11. All communication should be addressed to ukservice@icicibank.com or ICICI Bank, One Thomas More Square, London, E1W 1YN.