About us

Why bank with us – ICICI Bank UK PLC

We offer you a range of personal, business, corporate and investment banking services in the UK and Europe. We’re a wholly owned subsidiary of ICICI Bank Ltd, an award-winning global bank.

We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Registration Number: 223268).

ICICI BANK UK PLC

We were incorporated in England and Wales on February 11, 2003 as a private company with the name ICICI Bank UK Ltd. We then became a public limited company on October 30, 2006. Our registered office is One Thomas More Square, London E1W 1YN. We are subject to the laws of England and Wales.

Important Information about the Financial Services Compensation Scheme

 

We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Registration Number: 223268).

 

ICICI Bank UK PLC is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations.  

 

For further information about the compensation provided by the FSCS (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website, http://www.fscs.org.uk/or call the FSCS on 0800 678 1100 or 020 7741 4100. Please note only compensation related queries should be directed to the FSCS.

 

Our balance sheet

We have a capital adequacy ratio of 19.2% (as at March 31, 2015). Banks have specific capital-adequacy requirements to ensure they can absorb a reasonable amount of loss and comply with statutory capital requirements.

 

The Bank has a long-term foreign currency credit rating of A3 from Moody's.

 

View our Basel disclosures >

Parent company – ICICI Bank Ltd

With over 60 years of experience in finance, ICICI Bank Ltd looks after the interests of the customers in 17 countries including India. ICICI Bank’s consolidated assets are US$ 130 billion (as at March 31, 2015).

 

In 2000, we were the first Indian banking company and only the second bank from Asia to list on the New York Stock Exchange.

 

ICICI Bank had a network of 4,050 Branches and over 12,475 ATM's across India at March 31, 2015.

 

For more about the business history of ICICI Bank Ltd, please see our corporate website.

 

There’s also information for investors and business customers on our corporate site.

 

Our long-term foreign currency credit rating from Moody’s Investors Service Limited (Moody’s) is Baa3 and from Standard & Poor’s is BBB- from Standard & Poor’s.

Our global presence

As ICICI Bank UK we operate from 8 locations in the UK and also have branches in Belgium and Germany. We have approximately a quarter million customers in the UK.

 

ICICI Bank Ltd. has subsidiaries in the UK and Canada, with branches in the United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar and Dubai International Finance Centre.

 

There are also representative offices in the United Arab Emirates, China, South Africa, Bangladesh, Malaysia and Indonesia. ICICI Bank UK has established branches in Belgium and Germany.