About us

Why bank with us – ICICI Bank UK PLC

We offer you a range of personal, business, corporate and investment banking services in the UK and Europe. We’re a wholly owned subsidiary of ICICI Bank Ltd, an award-winning global bank.

We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Registration Number: 223268).

ICICI BANK UK PLC

We were incorporated in England and Wales on February 11, 2003 as a private company with the name ICICI Bank UK Ltd. We then became a public limited company on October 30, 2006. Our registered office is One Thomas More Square, London E1W 1YN. We are subject to the laws of England and Wales.

Important Information about the Financial Services Compensation Scheme

 

We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Registration Number: 223268).

 

ICICI Bank UK PLC is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations.  

 

For further information about the compensation provided by the FSCS (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website, http://www.fscs.org.uk/or call the FSCS on 0800 678 1100 or 020 7741 4100. Please note only compensation related queries should be directed to the FSCS.

 

Our balance sheet

We have a capital adequacy ratio of 18.4% (as at March 31, 2017). Banks have specific capital-adequacy requirements to ensure they can absorb a reasonable amount of loss and comply with statutory capital requirements. The Bank has a long-term foreign currency credit rating of Baa1 from Moody's.

 

View our Basel disclosures >

Parent company – ICICI Bank Ltd

With over 60 years of experience in finance, ICICI Bank Ltd has a presence in 17 countries including India. ICICI Bank’s consolidated assets are US$ 152 billion (as at March 31, 2017).

 

In 2000, we were the first Indian banking company and only the second bank from Asia to list on the New York Stock Exchange.

 

ICICI Bank had a network of 4,850 branches and over 13,882 ATM's across India at March 31, 2017.

 

For more about ICICI Bank Ltd, please see our corporate website.

 

ICICI Bank’s long-term foreign currency credit rating from Moody’s Investors Service Limited (Moody’s) is Baa3 and from Standard & Poor’s (S&P) is BBB-.

Our global presence

ICICI Bank Ltd. has banking subsidiaries in UK and Canada. It has branches in Bahrain, Dubai International Finance Centre, Hong Kong, China, Singapore, Sri Lanka, Qatar Financial Centre, South Africa and the United States. There are representative offices in the United Arab Emirates, Bangladesh, Malaysia and Indonesia.

 

ICICI Bank UK operates from 8 locations in the UK and a branch each in Belgium and Germany. We have approximately a quarter million customers in the UK.

 

Policy on slavery and human trafficking

To find the statement on slavery and human trafficking click here.

Online Dispute Resolution (ODR)

The European Commission also provides an on-line dispute resolution (ODR) platform which allows consumers to submit their complaint through a central site. For more information about ODR please visit http://ec.europa.eu/odr. You may alternatively chose to refer your complaints to Financial Ombudsman Service (FOS).