Insta 4 hour Transfers FAQs

What is an Insta 4 hour Transfer?


An Insta 4 hour Transfer is a mode of transferring money to an account with ICICI Bank Ltd. India. Such transfer requests may be placed either through our branches or our Customer Service Centre. Transfer requests received before 3:00 p.m. in branch or Customer Service Centre will be processed on the same working day. Any transfer requests received after 3:00 p.m. will be processed on the next working day at the exchange rate applicable at the time of submitting the request.

To do an Insta 4 hour transfer, do I have to bank with ICICI Bank UK PLC?


No. You can do an Insta 4 hour transfer through any of our branches without having an account with us.

How much does an Insta 4 hour transfer cost?


For HomeVantage Current Account customers, an Insta 4 hour transfer costs £1. For non-account holders, it costs £4.

When can the beneficiary withdraw funds in India?


The funds are credited to the beneficiary’s account within 4 hours of placing the request and are available for withdrawal in India.

Is there a minimum amount of money I can transfer through this service?


No, there is no minimum amount.

Is there a maximum amount of money I can transfer through this service?


There is no maximum limit on transfers placed through our branches. The maximum limit for transfers placed through our Customer Service Centre to your own account in ICICI Bank Ltd. India is £5000. The maximum limit for transfers placed through our Customer Service Centre to a third party account in ICICI Bank Ltd. India is £1500.