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ICICI Bank UK’s 45-Day and 95-Day Notice Savings Account


ICICI Bank UK’s Notice Savings Account offer you the flexibility of earning daily interest on your savings while helping you plan your finances better. Provide prior notice of withdrawal and get variable interest rates. Customers can avail the option of two notice periods – 45 days and 95 days

You can open your Notice Savings account in two ways.


Hisave Notice Savings Account (Available online only)

Notice Savings Account (Branch based)


You must have Hisave account with us or you can apply for new Hisave notice account via our online application form

You must have Home Vantage current account with us.


Online & Phone

Branch, Online & Phone

Minimum Balance



Notice Period

45 Days & 95 Days

45 Days & 95 Days

Deposits & Withdrawals

Any UK Bank current account or your ICICI Bank UK’s Hisave account

Your ICICI Bank UK’s Home Vantage Current Account.

Account terms

Terms & conditions

Terms & Condition


Key Features:

  • Earn 4.50% AER with as little as £1
  • Make unlimited, penalty-free withdrawals with 45 days or 95 days notice

Apply Now

Product Details

ICICI UK’s Notice Savings Accounts earns you a higher interest than easy access savings account. The standard monthly variable Notice Savings interest rates are:

Standard Monthly variable Interest Rate

Effective from Notice Period % AER % Gross
24th August  2023 onwards 45 Days 3.75% 3.69%
6th july 2023 to 23rd August 2023 45 Days 3.50% 3.45%
14th April  2023 to 5th july 2023 45 Days 3.00% 2.96%
03rd February 2023 to 13th April 2023 45 Days 2.80% 2.76%
15th December 2022 to 2nd February 2023   45 Days 2.50% 2.47%
26th September 2022 to 14th December 2022   45 Days 2.00% 1.98%
7th July 2022 to 25th September 2022 45 Days 1.25% 1.24%
16th May 2022 to 6th July 2022 45 Days 1.00% 1.00%
1st April 2022 to 15th May 2022 45 Days 0.65% 0.65%
10th December 2021 to 31st March 2022 45 Days 0.50% 0.50%
16th March 2021 9th December 2021 45 Days 0.25% 0.25%
25th January 2021 to 15th March 2021 45 Days 0.45% 0.45%
10th September 2020 to 24th January 2021 45 Days 0.75% 0.75%
15th July 2020 to 9th September 2020 45 Days 1.00% 1.00%
1st May 2020 to14th July 2020 45 Days 1.25% 1.24%
21st November 2019 to 30th April 2020 45 Days 1.40% 1.39%


Effective from Notice Period % AER % Gross
24th August 2023 onwards 95 Days 4.50% 4.41%
06th July 2023 to 23rd August 2023 95 Days 4.25% 4.17%
09th June 2023 to  05th July 2023 95 Days 3.75% 3.69%
14th April 2023 to 08th June 2023 95 Days 3.40% 3.35%
03rd February 2023 to 13th April 2023  95 Days 3.25% 3.20%
15th December 2022 to 02nd February 2023 95 Days 2.75% 2.72%
26th September 2022 to 14th  December 2022 95 Days 2.25% 2.23%
7th July 2022 to 25th September 2022 95 Days 1.65% 1.64%
16th May 2022 to 6th July 2022 95 Days 1.40% 1.39%
1st April 2022 to 15th May 2022 95 Days 0.85% 0.85%
10th December 2021 to 31st March 2022 95 Days 0.60% 0.60%
3rd May 2021 to 9th December 2021 95 Days 0.35% 0.35%
15th March 2021 2nd May 2021 95 Days 0.55% 0.55%
30th October 2020 to 14th March 2021 95 Days 0.85% 0.85%
1st September 2020 to 29th October 2020 95 Days 1.10% 1.09%
15th June 2020 to 31st August 2020 95 Days 1.40% 1.39%
21st November 2019 to 14th June 2020 95 Days 1.60% 1.59%

Standard Monthly variable Interest Rate (new rate will be effective as above)

Notice Period % AER % Gross
45 Days 3.75% 3.69%
95 Days 4.50% 4.41%

Please note: Interest is accrued every day end on the cleared balance and paid into your account on the last business day of the month, which means that you get compounded monthly interest.

Click here for interest rate history.

AER– AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Gross - Gross is the rate of interest before the deduction of the tax applicable to interest on savings account.

Kindly Note - Interest is calculated on daily basis. The standard variable interest is accrued daily and credited to the account monthly.

Notice Savings Account Hisave Notice Savings Account
Notice Savings Account (Branch based)
Hisave Notice Savings Account (Available online only)

You must have Home Vantage current account with us.

  • To Apply:
    • You must be 18 years or older
    • Holding a HomeVantage Current Account
    • Satisfactory proof of identity and address

You must have Hisave account with us or you can apply for new Hisave notice account via our online application form

  • To Apply :
    • You must be a UK resident and aged 18 or over. Please note:
    • The UK does not include the Channel Islands and the Isle of Man.
    • Businesses cannot open HiSave Accounts.
    • You need to provide the account number and sort code of a UK bank or building society current account held in your name(s), and should offer direct debit payment facilities & should have electronic funds transfer facility. We occasionally ask for copy of your Bank statement.
    • For Joint Account, The account must have a chequebook in your name(s).
    • This account will be your nominated linked account – the account from which your initial deposit will be taken.
    • You must have a valid email address.
You can only hold one HiSAVE Notice Account in your name (single or joint) per series. You can have more than one notice account if the notice period is different, however it all account should be same pattern. (either single or joint).
How do I open a Notice Savings Account?
  • Log into internet Banking
  • Click on “Instant Services”
  • Select HomeVantage Current Account
  • Select “Open a Notice Savings Account”

You can also visit one of our branches with the requisite documents.

How do I open a Notice Savings Account?

  • Existing HiSave customers
    • You can login, and follow the link for opening new Hisave Account.
  • New HiSave Notice Savings customers
    • Please apply online. Our simple online application should take around 10 minutes.
    • If you'd like to speak to someone before applying, you can call us we will be happy to help you.
You can call us 24/7 on 0344 412 4444
(calls to this number use free plan minutes if available, otherwise they cost the same as 01/02 prefix calls).

ICICI Bank UK is authorised to change the standard monthly variable rate. However, in doing so, we will inform you about any changes in advance.

If the change is to your advantage, you will be informed within 30 days from the date of change. Under other circumstances, we will intimate you before the change takes effect.

For Notice Savings Accounts, a period of 14 days plus the withdrawal notice period will be applicable.
For instance, a 45-day Notice Savings Account the revised interest rate will be effective after a period of 14 days plus 45 days. The new interest rate for a 95-day Notice Savings Account will take effect after a period of 14 days plus 95 days.

Please note: In case of reduced interest rate, you will have the option to close your account (subject to terms and conditions), without incurring charges or loss of interest. You can also choose to switch to another account (subject to the terms and conditions of your existing and new account).

You can call our customer care centre 24/7 on 0344 412 4444 or email your queries to

On an amount of £1000, deposited for 12 months at standard variable interest rate of 4.50% (AER), you'll earn an interest of approximately £45.00.

The above example is applicable when amount is deposited for complete year(12 months) and is not withdrawn from the account


Minimum £1; There is no maximum amount.

  • Yes, Withdrawals are only available subject to 45 days notice or 95 days.
  • Withdrawals can only be made in the form of transfers to your nominated linked current account.
  • Withdrawals are permitted once the notice is served.
  • The notice period is based on calendar days and begins the day we receive your withdrawal request. If you initiate transaction on non-business day, the notice period will start from next business day
  • Your money will be transferred on the expiry of the notice date, which must be a business day, if the notice period is ending on non-business day, the transfer will be done on next business day, in accordance with the General Terms and Conditions.

Account can be closed by giving notice period mentioned in your product (either 45 Days or 95 Days)

ICICI Bank UK PLC has its registered office at One Thomas More Square, London E1W 1YN. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Registration Number: 223268). It is subject to the laws of England and Wales. It is registered in England and Wales as a public limited company (Registration Number 04663024).

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a Bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.

In respect of deposits, from 30 January 2017, an eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor’s accounts with us including their share of any joint account, and not to each separate account.

For further information about the compensation provided by the FSCS (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website or call the FSCS on 0800 678 1100 or 020 7741 4100. Please note only compensation related queries should be directed to the FSCS.

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