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Commercial Real Estate Lending Simplified
ICICI Bank United Kingdom offers bespoke lending solutions from 1Mn to £20Mn, with up to 65% LTV, repayment terms of up to 7 years, and a dedicated Relationship Manager to support you at every stage.
7 year tenure
Funding up to £20M
Up to 65% LTV
BEST FOR
Flexible lending options to help you grow your property portfolio
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Quick decision process
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Up to 65% LTV
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Tenure of up to 7 years
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Variable or fixed interest option
How to Maximize benefits
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Loan Size
Access financing from £1million up to £20million to support your property investment needs
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Flexible loan Tenure
Facility terms of up to 7 years, with the option to choose between amortising or interest-only structure to suit your investment strategy
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Broad Property Scope
Residential block of flats, HMOs, MUFBs, student housing and select commercial assets, including offices, hotels and warehousing
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Choice of Interest Rates
Option for either Variable or fixed interest rates, with access to hedging solutions to help manage rate exposure
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Swift Decisions
Fast evaluations to help you secure funding efficiently for new investments or refinancing
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Dedicated Relationship Manager
A single point of contact who personally reviews and manages your facility with the Bank to ensure seamless service
Things you'll need to apply
- Borrowing Entity details
- Tenancy Schedule
- Financial Statements
- Property Details
Available for Ltd companies, LLPs, partnerships and sole traders with four or more properties. Our focus is on sustainable rental income, strong asset quality and experienced sponsorship
Our Process
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Initial Discussion
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Review of assets, cashflow and sponsor information
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Indicative Terms issued
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Credit Approval
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Valuation and legal process
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Completion
FAQs
What is a CRE loan?
What is a CRE loan?
A Commercial Real Estate (CRE) loan facility helps investors to purchase, refinance or release equity from investment properties.
Can I choose my repayment method?
Can I choose my repayment method?
Yes, with ICICI Bank UK PLC, you can opt for amortization or interest-only repayment method subject to terms and conditions.
Are offshore structures considered?
Are offshore structures considered?
The offshore ownership or holding structures may be considered, subject to satisfactory KYC and legal due diligence requirements of the bank are met.
How does the approval process work?
How does the approval process work?
Once the relevant information is received, a dedicated Relationship Manager reviews it, evaluates eligibility and provides a quick lending decision.
*T&Cs.