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Scheduled maintenance: We have a scheduled maintenance on 13 Sep 2026, between the hours of 02:00 AM BST to 07:00 AM BST, and faster payment services will be impacted. You may use the services once they are up.

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BEST FOR

Quick & safe money transfers

  • 24x7 online access

  • Scheduled one-time or recurring

  • Secure transactions every time

  • Transfer to any account

Why get it from us?

  • 24x7 convenient access

    Send money anytime, within the UK or overseas.

  • Flexible transfers

    Instant, scheduled, or recurring transfers to any account worldwide.

  • Secure & trusted

    Protected with two-factor authentication and strong encryption.

  • Transparent rates

    Know the confirmed exchange rates before every transfer.

Transfer on the go, Try M2I UK App

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About the product

Eligibility criteria

Resident individuals with HiSAVE or Personal Current Account can transfer money within the UK. For overseas remittances, resident Indians, NRIs and foreign nationals with ICICI Bank accounts are eligible under LRS (Liberalised Remittance Scheme) and NRO/NRE limits.

Transfer modes

Send money within the UK using internal (self or other ICICI accounts) or external transfers, scheduled one-time or recurring. Overseas transfers are available online 24x7, via iMobile app, Net Banking, or in-branch services.

Documentation needed

For overseas transfers, submit Form A2, purpose-specific documents and source-of-funds proofs. Non-LRS transactions may require Form 15CA/15CB. UK transfers require account authentication via iMobile, RIB, phone banking, or branch.

Transaction limits & confirmation

UK transfers follow account-specific fund limits. Overseas transfers are allowed under LRS: up to USD 250,000 per year for residents and USD 1 million for NRIs. Beneficiaries receive full value credit, with confirmation via SMS or email.

Secure & transparent

All transfers use confirmed exchange rates and two-factor authentication (OTP + debit card grid). Overseas remittances offer direct payment to pre-verified universities and IFSC GIFT City accounts, ensuring security and transparency.

FAQs

How can I send money within UK or India?

You can transfer funds using your HiSAVE or Personal Current Account via the iMobile app, Net Banking, phone banking, or at a branch. One-time or recurring scheduled transfers are also available.

Which currencies and rates are offered?

UK transfers are in GBP, while India and overseas remittances can be sent in INR or 21 currencies. Confirmed exchange rates ensure value and transparency for every transfer.

Are transfers secure and how is confirmation sent?

All transfers are protected with OTP and debit card grid verification. Confirmation is sent via SMS and email once funds are credited to the beneficiary, giving you peace of mind.

What are the transfer limits for my account?

Within the UK, limits depend on account type (check the portal for details). Under the LRS, resident Indians can remit up to USD 250,000 per year, while NRIs can transfer up to USD 1 million annually.

Can I schedule transfers or send to pre-verified institutions?

You can schedule one-time or recurring transfers. For overseas remittances, education fees can be sent directly to pre-verified universities in the USA, UK, or Australia.

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