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Flexible Capital for Everyday Business
Working Capital from ICICI Bank UK supports imports, exports and receivables, improving liquidity, reducing short-term borrowing pressure and giving businesses the confidence to grow.
BEST FOR
Businesses needing flexible funding
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Fund & non-fund facilities
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Import/export linked lines
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Trade funding & cash flow
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Multi-currency solutions
How to get maximum benefits?
Cash Efficiency
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Optimise cash conversion cycle
Speeds up cash flow & operations
Liquidity Boost
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Improve liquidity & balance sheet
Stronger finances for smooth growth
Secure options
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Collateral & Guarantees
Charge on Assets, Deposit, Corporate Guarantee, or SBLC
Funding Alignment
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Align funding with operating cycles
Matches your business cash needs
Things you'll need to apply
- Business plan: Brief overview of your trade cycle and funding requirements
- Financial statements: Audited or certified financial statements
- KYC details: Proof of identity and address of the promoters/directors
- Trade documents: Invoices, purchase orders, export contracts (as applicable)
How to apply?
- Get in Touch: Request a callback
- Expert Consultation: A dedicated Relationship Manager will call and discuss your business needs
- Documents submission: Securely share your financial and business documents
- Credit Assessment: Our team will evaluate your application and structure a tailored credit limit
- Facility setup: Accept the facility documents to unlock your access to working capital
FAQs
What is a Working Capital Loan?
A Working Capital Loan is a short-term financing solution designed to help businesses manage their day-to-day operational expenses. It can be used to cover costs such as inventory purchases, supplier payments, payroll, and other operating needs, helping businesses maintain smooth cash flow.
Who is eligible to apply for Working Capital Loan?
Working Capital Loans may be available to businesses with an established operating history and the ability to demonstrate repayment capacity. Eligibility is assessed based on factors such as business performance, financial strength, industry profile, and credit evaluation.
How can I apply for a Working Capital Loan?
You can apply by submitting a request through the website of ICICI Bank UK or by contacting the bank’s business banking team at cbguk@icicibank.com. Supporting documents such as financial statements, bank statements, and business details may be required as part of the application process.
We majorly extend loans in USD, GBP & EUR and support multi currency collections and payments.*