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Easy money transfers within UK

  • Instant internal UK transfers

  • One-time or recurring payments

  • High online transfer limits

  • Multiple secure banking channels

Important things to know

  • Eligible account types

    Available to Personal Current Account holders.

  • Transfer modes supported

    Internal ICICI Bank UK transfers and external UK transfers are available.

  • Banking channels

    Transfers can be made via iMobile, RIB, phone banking and branch (PCA).

  • Limits and cut-offs

    Transfer limits, cut-off times and execution timelines vary by channel and payment type.

How to transfer funds?

About the product

Ways to Bank

Transfers can be initiated through iMobile, Retail Net Banking, or Phone Banking. Branch banking is available for Personal Current Account holders, while HiSAVE customers can use digital and phone channels.

Limits and Cut-offs

Transfer limits, execution times and cut-off timings vary by payment type and channel. Online internal transfers are permitted up to £50,000 per day, while Faster Payments are capped at £20,000 per day.

Execution and Changes

Payment instructions are processed on business days based on cut-off times. Future-dated transfers and standing orders can be modified or cancelled before execution, subject to applicable timelines.

FAQs

What is the Send Money within UK facility?

The Send Money within UK facility allows HiSAVE Savings Account and Personal Current Account holders to transfer funds within ICICI Bank accounts or to other UK bank accounts using supported banking channels.

Are there any limits or cut-off times for transfers?

Yes, transfer limits, execution times and cut-off timings vary by payment type and banking channel. Online internal transfers are allowed up to £50,000 per day, while Faster Payments are limited to £20,000 per day.

Payment Request Method Cut-off Time Maximum execution time Daily Limit Future-dated Payment
Internal Transfers  Branch  4:30 pm  Same Day  NA  No 
Net banking  Anytime  Immediate to Next Business Day  50,000 per day  Yes 
Mobile Banking  Payments are unavailable during midnight to 7:00 AM  Immediate to Next Business Day  50,000 per day  No 
Same Business Day Payment  Branch  5:00 p.m  Same Day   100,000 per day  No 
Net banking  5:00 p.m  Same Day   20,000 per Business Day 
Mobile Banking  5:00 p.m 
Payments are unavailable between midnight to 7.00am 		 Same Day   20,000 per Business Day 
CHAPS  Branch  1:00 pm  Same Day  NA  No 
SWIFT  Branch  GBP 1:00 pm 
USD 1:00 pm
EUR 10:30 am 		 Same Day (This may take longer depending on the country the money being sent to)  NA  No 
Bankers Draft  Branch  GBP 4:00 pm  Same day for GBP drafts.  NA  No 
USD 12:00 noon  Next Business Day for USD drafts. 
Standing Orders  Branch  GBP 4:00 pm 
USD 1:00 pm 		 Same day for internal transfer if request is received during general business hours.  NA  Yes 
Net Banking  Anytime  Same or Next Business Day for external transfer and if request is received before cut off.  £20,000 per Business Day  Yes 

 

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