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Personal Current Account Charges

 

Charges schedule

Personal Current Account

Issue of Cheque Books (For GBP only)

GBP 50 (Additional GBP 10 will be charged to stop/cancel the unused cheque leaves in case you have more than 5 leaves)

Cash Credits at an ICICI Bank counter

free

Telephone Banking / Online Banking

free

Issue of one statement at the agreed periodicity

free

Direct Debit setup charges

free

Issuance of an Internet banking password

  • £2 by post
  • online issuance is free

 

Debit Card

Transaction charges from July 19, 2017

Currency conversion fee on Visa exchange rate from July 19, 2017

Annual fee for debit card

FreeNot applicable

Debit card re-issuance on expiry

FreeNot applicable

Debit card re-issuance before expiry

FreeNot applicable

Debit card purchases in the UK

FreeNot applicable

Debit card purchases in India

Free2.75%

Debit card purchases in any other location

Free2.75%

Cash withdrawals from cash machines in the UK

FreeNot applicable

Cash withdrawal charges at worldwide VISA cash machines

Free2.75%

 

Transaction Charges:

GBP

USD

EURO

Cash withdrawals from branches.
Please Note: If withdrawals are in excess of £2000 you need to give advance notice to that branch of ICICI Bank UK from where withdrawal is to be made.

FreeFreeFree

If a cheque you pay into your account is returned to us unpaid by another bank or branch

Free$50$50

Returned Item Charges: Insufficient funds in the account to make a payment such as direct debit or cheque

£15Not applicableNot applicable

Stopped cheque

£10Not applicableNot applicable

Cheques issued by you and rejected for any reason such as insufficient funds, undated cheque, not signed etc.

£15Not applicableNot applicable

Direct debit rejection due to insufficient funds.

£15Not applicableNot applicable

Cancellation of Direct Debit instruction

FreeNot applicableNot applicable

Additional copy of statement (per copy per account)

£5$ 8$ 7

Foreign Currency Cheques Collection (21 working days approx.)

£25Not applicable€ 45

Banker’s cheque /Draft

£10$16€ 14

INR Draft

£10Not  applicableNot applicable

Standing instruction rejection due to insufficient funds

£10$20€15

 

Funds Transfer:

GBP

USD

EURO

To any ICICI bank account in UK

FreeFreeFree

To any Non-ICICI bank account in UK (Next business day payment)

FreeNot applicableNot applicable

Same day transfer of money to another Bank account within the UK (CHAPS)

£20Not applicableNot applicable

Transfer of Money to another Bank Account within UK (SWIFT)

£20$40€30

Transfer of Money to another Bank Account outside UK (SWIFT)

£20$40€30
Request for Copy of SWIFT/CHAPS transferFreeFreeFree

Money Transfer to India

Click here to view the options and charges for transferring money

 

 

 

 

Miscellaneous Charges:

GBP

USD

EURO

Charges for issuing a reference to auditors

£10$16€ 15

Charges for issuing a reference to other banks

£10$16€ 15

Charges for investigating third party transactions on the account

£10$16€ 15

Charges for unauthorised overdrafts i.e. we have provided a temporary unauthorised overdraft to you to ensure your account is in order

14.75% P.A. Gross interest on the overdraft amount